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Mortgage Affordability Calculator

Are you ready to purchase a home for the first time? Can you afford a mortgage payment? The Mortgage Affordability Calculator will help you estimate a home loan amount that you can afford based on the amounts entered in the fields below: income, debt, down payment, etc.

Annual Income ($)
Monthly Debt ($) Tip: Car Payments, Credit Cards, Loans
Cash Down Payment ($) Tip: Not including Points & Closing Costs
Property tax rate (%) Tip: 1% = $1000/yr for a 100K house
Home Insurance rate (%) Tip: 0.5% = $500/yr for a 100K house
Interest Rate (%)
Length of Loan (years)
Lender's Qualification Ratios
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